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https://www.einsurance.com/journal/homeowners-insurance-mysterious-disappearance-clause/
Nov 27, 2010 · If your policy does not have this clause, it implicitly insures against mysterious disappearance of a valuable and would cover the loss up to the stated limits even if you don’t remember how it happened. Note, however, that most unendorsed homeowners policy covers jewelry up to the content limit for perils covered, except theft or mysterious ...
https://www.hippo.com/learn-center/jewelry-insurance
Mysterious disappearance: In certain cases, jewelry insurance covers an item that has been either stolen or misplaced. For example, if you reach for a bracelet you haven't worn in six months to find it missing, but are unsure if it's been lost or stolen, your insurer may cover it.
https://scholarlycommons.law.wlu.edu/cgi/viewcontent.cgi?article=3755&context=wlulr
mium, coverage was extended by an endorsement to "mysterious dis-appearance (except mysterious disappearance of a precious or semi-precious stone from its setting in any watch or piece of jewelry)." 5 While dining out with friends, plaintiff discovered that her val-uable necklace was missing.
https://www.coverage.com/insurance/home/jewelry-insurance/
Aug 24, 2020 · Mysterious disappearance coverage. There are times when a prized piece of jewelry just disappears. It’s hard to know if it was misplaced, lost or stolen. Known as mysterious disappearance, including it in your jewelry insurance covers your items if they disappear without explanation. Floater policyEstimated Reading Time: 8 mins
https://www.ritani.com/blogs/education/11-questions-about-jewelry-insurance
Apr 29, 2020 · Mysterious Disappearance “Mysterious disappearance” is when your jewelry goes missing, but you are unsure if it was stolen or misplaced. Petty theft can go unnoticed for months. Let’s say you own a vintage diamond necklace that you only wear for special occasions. You store it in your jewelry box and don’t wear it for another few months.
https://www.jewelersmutual.com/the-jewelry-box/the-one-thing-your-homeowners-insurance-wont-cover
Jun 23, 2021 · The types of losses covered should broaden as well. Depending on the policy, your jewelry could now be protected against accidental losses, too. (Check for unexplained or mysterious disappearance coverage, though.) What Does Specialized Jewelry Insurance Offer? Jewelry. Expertise. With a specialized jewelry insurance policy, you'll get: 1.
https://www.jewelersmutual.com/the-jewelry-box/what-does-jewelers-mutual-group-cover
Feb 09, 2021 · Generally speaking, Jewelers Mutual policies cover loss, theft, damage and mysterious disappearance. This includes common causes of loss like leaving your ring on a beach towel, having earrings stolen from your car, cracking your stone on the edge of a table or literally just not having a clue where your necklace went.
https://www.brownellinsurance.com/2012/09/18/do-i-need-extra-insurance-to-cover-my-jewelry/
Sep 18, 2012 · The most common and likely claims put in on jewelry though are not covered by the standard homeowner’s policy…theft or mysterious disappearance. If one of these two events happens, the limit on most homeowner’s policy is only $1,000 per item with a total maximum of all jewelry lost to not exceed $1500.
https://www.farmers.com/learn/insurance-questions/home-coverage-for-valuable-items/
That way, you've insured your jewelry to its proper value in the event of loss, even in the cases of theft or mysterious disappearance. What is the difference between theft and mysterious disappearance? With theft, there is evidence that your valuables were stolen. Perhaps someone broke into your house, robbed your hotel room or held you up at ...
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