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https://www.travelers.com/home-insurance/coverage/jewelry
With a Valuable Items Plus endorsement, your homeowners insurance coverage is expanded to protect your valuables from loss caused by additional perils (subject to a few common exclusions). For jewelry, paintings and other fine art, you can purchase up to $50,000 of coverage; for silverware, you can purchase as much as $20,000 coverage.
https://www.valuepenguin.com/does-homeowners-insurance-cover-jewelry
Mar 27, 2017 · The endorsement doesn't charge a deductible before coverage kicks in. However, if you're satisfied with your current homeowners insurance company, Progressive also offers jewelry insurance as a standalone policy with a deductible. Typically, Progressive charges 1% to 2% of the total value of your jewelry for one year of coverage.Estimated Reading Time: 8 mins
https://www.nationwide.com/lc/resources/home/articles/does-homeowners-insurance-cover-jewelry
Your standard homeowners or renters insurance policy covers jewelry theft up to a certain value. To properly insure jewelry, engagement rings and other expensive items, consider purchasing additional coverage through an economical floater or an endorsement.
https://www.policygenius.com/homeowners-insurance/does-homeowners-insurance-cover-lost-or-damaged-jewelry/
Jan 15, 2020 · Like a scheduled personal property endorsement, jewelry insurance covers jewelry against more instances of loss than a standard policy. You also don’t need to pay a deductible on a jewelry insurance claim. Most major home and auto insurance companies also offer jewelry insurance.
https://www.progressive.com/answers/jewelry-and-engagement-ring-insurance/
Insurance for jewelry and engagement rings Homeowners, condo, and renters insurance policies may not cover your jewelry for its full value without adding an endorsement to your policy. By "scheduling" your jewelry, also known as "adding a rider" to your policy, …
https://www.njm.com/insurance/homeowners/jewelry
Sometimes referred to as a rider or jewelry insurance, Scheduled Personal Property is an optional endorsement that provides greater protection for certain high-value items. Items covered by this endorsement will be valued at replacement cost in the event of a loss, with no deductible.
https://www.safeco.com/blog/insuring-jewelry
Feb 02, 2015 · Your insurance policy may cover each individual piece of jewelry at a set amount, such as $1,000 per piece. Or, it may cover your jewelry collection as a whole, such as $3,000 for all pieces. Check your policy or schedule an insurance review with a local agent to better understand what kind of jewelry coverage you have.
https://www.farmers.com/learn/insurance-questions/I-lost-my-wedding-ring/
As an agent, I recommend getting appraisals for all jewelry and valuable personal items, to get a real sense of what they are worth. Then you can select the coverage you want and add a floater endorsement, which is additional coverage for a moveable item beyond what your base policy covers.Estimated Reading Time: 5 mins
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