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https://www.gemsociety.org/article/jewelry-and-gemstone-appraisals-for-insurance/
Insurance providers usually require appraisals for jewelry and gem riders. For each piece, appraisals should give a “retail value,” the replacement value, and a “wholesale value,” the cash or liquidation value. These value determinations will satisfy most consumers’ insurance needs. (For a more detailed discussion of appraisals and definitions of value, see Basic Gemstone Appraisal Terms ).
https://nelsoncoleman.com/jewelry-appraisals-for-insurance-the-what-why-and-how-often/
Jun 11, 2018 · To have your jewelry insured you need an appraisal. Independent jewelry appraisers record the weight, material, markings, quality and rarity of a gem, and the manufacturing. The appraiser uses this information to determine the current value of your jewelry. That is the value your insurance company will cover.Estimated Reading Time: 3 mins
https://www.invaluable.com/blog/jewelry-appraisal/
Mar 27, 2020 · It is a common misconception that a jewelry appraisal for insurance purposes reveals the item’s fair market value, or the price at which an object would change hands between a willing buyer and a willing seller. If you choose at some stage to sell at auction or otherwise, this appraisal in addition to a grading report will help any specialist or jewelry dealer formulate the resale market value, as outlined …Estimated Reading Time: 5 mins
http://ambappraisal.com/why-appraise/estate-jewelry-appraisal/
An estate jewelry appraisal value is different than the appraisal value for insurance purposes. Fair Market value is used for estate-evaluation purposes, and is an assessment based on what a willing buyer and seller would agree to without a forced sale.Estimated Reading Time: 1 min
https://www.wikihow.com/Get-Jewelry-Appraised
Jul 05, 2012 · JISO 806—Jewelry Document for Insurance Purposes. This form is used when you’re obtaining a second appraisal. JISO 78—Jewelry Insurance Appraisal—Single Item. This form must be completed by a Certified Insurance Appraiser and is a highly detailed description of the item. JISO 79—Jewelry Insurance Appraisal—Multiple Items.90%(577)
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