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https://www.assetsure.com/jewellery/single-item-insurance/jewellery-valuation/
The Valuation for Insurance Purposes There are a number of different types of jewellery valuation but the vast majority are obtained for insurance purposes and the price stated should be based on the current retail price of the item including VAT. Retail price means the price the retailer would charge for a similar item at the time of valuation.
https://www.confused.com/home-insurance/guides/jewellery-insurance?p=2
Jul 26, 2021 · Getting a jewellery insurance valuation You may not necessarily be asked to prove the value of a piece of jewellery when taking out home insurance. But if you make a claim for loss, theft or damage, you’ll have to provide a valuation or receipt. For high-value or antique jewellery it's best to get a valuation certificate.
https://www.aami.com.au/aami-informed/in-the-home/insuring-a-home/jewellery-insurance-guide.html
How do you prove the value of your fave accessory at claims time? It all depends on the specific item—the level of proof you need to provide varies for different jewellery values. But for most items, simply show a receipt or valuation certificate along with photo proof of the item when you make a claim.
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