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https://www.jewelersmutual.com/faq/how-much-should-i-insure-my-jewelry-for
Your policy with Jewelers Mutual Group is a repair or replacement policy. It’s not a cash reimbursement policy. The item value you choose when applying for insurance is the highest amount we will pay for your repair or replacement in the event of a loss. It's very important to get it right. That's why you might see us refer to this as the "replacement value" – because you want to choose a ...
https://www.jewelersmutual.com/faq/appraisal
Jewelers Mutual Group specializes in jewelry and understands the jewelry market. If we don’t have a recent appraisal on file, there’s a yearly system in place to help make sure your coverage reflects changes in market values. You might see this listed as "Insurance Value …
https://www.jewelersmutual.com/the-jewelry-box/ring-appraisal-insurance-what-you-need-to-know
Apr 20, 2021 · Insuring your jewelry for its current retail replacement value is vital to repair or replacement. You're not required to insure your ring, like you are with your car. So if you're going to make the (smart) choice to invest time and money into ring insurance, make sure it's for the right amount by getting a quality appraisal.Author: Jessica Vandenhouten
https://www.jewelersmutual.com/jewelry-insurance-guide
For example, a policy might only pay up to $1,000 for jewelry claims, regardless of the value of the piece. Consequently, you would have to pay the difference out-of-pocket to get an equal replacement. At Jewelers Mutual, your coverage limit is customized based on the value documentation you provide for your jewelry items.
https://www.jewelersmutual.com/
Protect your jewelry with personal jewelry insurance from the only company dedicated solely to insuring jewelry since 1913. Jewelers Mutual Insurance Group also offers jewelry business insurance for retailers, manufacturers, wholesalers and designers.
https://www.reneenewman.com/replacementvalue.htm
A single jewelry piece can have different values so I asked two appraisers how they determine the retail replacement cost of a piece for an insurance appraisal. The first appraiser I interviewed was CHARLES CARMONA of Guild Laboratories in downtown Los Angeles. I first met him when we served as officers for the local GIA Alumni Association.
https://www.pricescope.com/community/threads/has-anyone-filed-a-claim-with-jewelers-mutual.158235/
Sep 02, 2013 · When looking for a new ring, you will have UP TO the limit of the itemized appraisal and itemized insurance value. Example. Bought ring in 2002 for $5k Appraised ring in 2002 for $10k Approx Retail Replacement value is $8k. It's now 2008. You find a ring you like with your jeweler of choice for around $8k or less. You're fine.
https://my.jewelersmutual.com/PLPortal/SelfService/UploadAppraisal
An appraisal or evaluation provides a complete description of the jewelry along with the current retail replacement value. To acquire jewelry insurance, your jeweler must appraise the items you want insured. Unlike other insurance companies, we recommend periodic inspections of your insured jewelry.
https://www.benzinga.com/reviews/21/06/21584066/top-two-jewelry-insurance-companies-briteco-vs-jewelers-mutual
Jun 16, 2021 · While Jewelers Mutual covers 100% of insured value for replacements, BriteCo expands its worldwide coverage to replace a lost or damaged item …
https://www.worthy.com/blog/knowledge-center/jewelry/how-much-is-my-jewelry-worth/
Jul 01, 2018 · Replacement Versus Resale Value. Most people think that the value on a jewelry appraisal is what their jewelry is worth: an absolute value that holds in any situation. But appraisals are generally created specifically for insurance purposes. That means the value stated is valid only in that context: Retail Replacement Value for insurance purposes.
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