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https://www.chubb.com/us-en/individuals-families/products/valuables/jewelry.html
We only require appraisals for individual jewelry pieces valued at $100,000 or more, fine art items valued at $250,000 or more, and collectibles valued at $50,000 or more. Otherwise, we just need a detailed description and estimated value.
https://www.jewelersmutual.com/the-jewelry-box/how-does-jewelry-insurance-work-replacement-vs-reimbursement
Mar 30, 2021 · Jewelry is a unique case. It doesn't necessarily depreciate the same way a house or car does. According to the Insurance Information Institute, actual cash value "pays damages equal to the replacement value of damaged property minus depreciation."Author: Kristin Fencl
https://www.investopedia.com/best-jewelry-insurance-4846794
Jun 05, 2021 · Most jewelry insurance policies tend to cost between 1% and 2% of the jewelry's value in question. For example, an insurance policy to cover a …
https://www.nerdwallet.com/article/insurance/jewelry-insurance
Sep 15, 2017 · Stand-alone jewelry insurance policies generally cost 1% to 2% of each item’s value, and the cost of a floater on a homeowners or renters policy …Estimated Reading Time: 8 mins
https://www.thebalance.com/best-jewelry-insurance-4171755
Jul 07, 2021 · A jewelry insurance policy should cover the full value of your jewelry in the event of theft, accidental loss, or a mysterious disappearance. The insurance company pays their portion to either replace or repair your jewelry up to the same standards and …Estimated Reading Time: 10 mins
https://www.realsimple.com/work-life/money/money-planning/jewelry-insurance
Feb 19, 2021 · As with other types of policies, your jewelry insurance cost will depend on the value of your jewelry and the extent to which you want it covered. Howard says that’s typically between 1 and 3 percent of the item’s overall value paid each year.
https://www.jewelersmutual.com/sites/default/files/2020-11/PersonalJewelryPolicySample.pdf
Limit – “We” may, at “our” option, repair, replace, or rebuild the newly acquired jewelry or settle based on the actual cash value of the property. The most “we” pay in any one occurrence under this Coverage Extension is the lesser of: 25% of the total limit of insurance for “covered property” shown on the declarations page;
https://www.mygemologist.com/learn/selling-jewelry/how-to-value-inherited-jewelry/
Feb 07, 2017 · The replacement value insurance appraisal has the least correlation to the actual market value of the jewelry item. So, even though insurance appraisals are commonly available, this would be the least accurate standard of value to use when dividing inherited jewelry.
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