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https://www.allstate.com/tr/home-insurance/stolen-engagement-ring.aspx
The good news is that with a little advance planning, your homeowners or renters insurance policy may help cover the cost of a stolen engagement ring or wedding ring, including the diamond.
https://www.allstate.com/tr/renters-insurance/jewelry-renters-insurance.aspx
The personal property coverage in a renters insurance policy may help pay to repair or replace belongings, including watches and rings, if they are stolen or damaged by a covered peril, such as a fire.Keep in mind that a coverage limit, which is the maximum a policy reimburses you for a covered claim, will apply. Certain items, including jewelry, often have lower coverage limits.Estimated Reading Time: 7 mins
https://www.allstate.com/home-insurance/personal-property-coverage.aspx
This is an optional coverage you can add to your homeowners policy to cover high-value items, like jewelry. Although personal property protection helps cover many of your belongings, most insurance companies set limits on certain items.
https://www.allstate.com/condo-insurance/coverage-limits.aspx
For example, even if you have $50,000 in personal property coverage, your policy may have a $1,000 coverage limit per single jewelry item and a $5,000 coverage limit for all of the jewelry owned in total, which may not be enough to reimburse you if your jewelry is stolen.
https://www.pricescope.com/community/threads/has-anyone-recently-lost-an-engagement-ring-have-allstate.210081/
Jan 27, 2015 · I don't have Allstate but my jewelry is insured as a rider on my homeowner's policy too. When I have lost a piece of jewelry, they don't pick a particular jeweler for me, however they do have a list of jewelers that they suggest I use. The amount I recover is determined by replacement value, or the appraised value, whichever is lower.Estimated Reading Time: 9 mins
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