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Engagement Ring Insurance Coverage Options Allstate

    https://www.allstate.com/tr/home-insurance/stolen-engagement-ring.aspx
    For instance, a home with $100,000 worth of insurance on the structure would typically have between $50,000 and $70,000 worth of coverage for personal belongings such as clothes, computers, sports equipment and, yes, items like jewelry. However, some categories of personal property have a maximum dollar limit your insurance company will pay in ...

Is Jewelry Covered By Renters Insurance? Allstate

    https://www.allstate.com/tr/renters-insurance/jewelry-renters-insurance.aspx
    The personal property coverage in a renters insurance policy may help pay to repair or replace belongings, including watches and rings, if they are stolen or damaged by a covered peril, such as a fire.Keep in mind that a coverage limit, which is the maximum a policy reimburses you for a covered claim, will apply. Certain items, including jewelry, often have lower coverage limits.Estimated Reading Time: 7 mins

Personal Property Coverage Allstate Insurance

    https://www.allstate.com/home-insurance/personal-property-coverage.aspx
    This is an optional coverage you can add to your homeowners policy to cover high-value items, like jewelry. Although personal property protection helps cover many of your belongings, most insurance companies set limits on certain items. If you were to reach that limit, scheduled personal property coverage helps make sure you have enough protection.

Has anyone recently lost an engagement ring & have Allstate?

    https://www.pricescope.com/community/threads/has-anyone-recently-lost-an-engagement-ring-have-allstate.210081/
    Jan 27, 2015 · I don't have Allstate but my jewelry is insured as a rider on my homeowner's policy too. When I have lost a piece of jewelry, they don't pick a particular jeweler for me, however they do have a list of jewelers that they suggest I use. The amount I recover is determined by replacement value, or the appraised value, whichever is lower.Estimated Reading Time: 9 mins

What Is an Insurance Rider in a Homeowners Policy? Allstate

    https://www.allstate.com/tr/home-insurance/what-is-an-insurance-rider.aspx
    But, your policy also states that personal property coverage has a sub-limit of $1,500 for jewelry. That means if your valuable jewelry is stolen or damaged by a fire, for example, you'd only be reimbursed up to $1,500 to help replace it. That's where a rider comes in.

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